When Life Happens
If you have a checking account with YCU you should ask about getting overdraft protection. Whether you make a mistake in your check register or you just simply need to write a check and you don’t have the funds in your account to cover it, your overdraft protection loan kicks in automatically. Your check is covered so you won’t have to face the embarrassment of bouncing a check, pay any fees associated with a returned check or possibly have your name placed on a “bad check list”.
Qualified members can borrow up to $1,000.00 against their overdraft protection at 18.00% APR with a low monthly payment of $30.00. You are able to payoff the balance at any time, with no penalty. Advances for your loan are available for 24 months before updating your application. Since the overdraft protection loan is like a line-of-credit loan, you can also add on to the loan over the phone, online, or at an ATM.
Never worry about bouncing another check and apply for your overdraft protection loan now!